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US New Health Care Bill - Assignment Example

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This assignment "US New Health Care Bill" discusses the American new health care bill that is aimed at extending health insurance to the entire American community. Its formulation and continuous stages of implementation have faced enormous challenges, especially opposition alongside legal opposition…
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US New Health Care Bill
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However, the insurance companies will have to provide coverage to every individual, without limit even to those with pre-existing health conditions. This process has been termed unconstitutional by US state supreme courts, arguing that Americans should not be forced into health care coverage.

Whether or not the bill solves the issue of health care as a privilege depends on the general implication of implementing the bill. The bill is likely to throw away individual mandates if implemented. What this means for the healthcare industry is that the pricing policies in the industry are prone to enormous changes that may not end up favoring the end-user of the health insurance. The individual mandate provides a constant and a large pool of insurance coverage purchasers. In this regard, repealing the individual mandate is likely to increase American health insurance premiums. It is important to point out that the Americans who will be without an insurance coverage will opt to make use of emergency rooms as their healthcare procedure. As a result, the accrued costs from the emergency rooms procedure will be shifted to the insured. The law’s purpose is to extend health insurance coverage to the American community. However, the law is prone to failure in the context of the high insurance premiums. This bill, therefore, and the resultant law therein may not solve the health care issue as anticipated.

The new health care bill has taken ethical and legal turns, with its applicability and benefit to the American society questioned. The Americans are expected to be health insured by the year 2014. Violation of this law will attract penalties as outlined in the law. However, the entire process has been termed unethical, because the law seeks to force people to comply. Freedoms of choice are hereby violated. The insurance companies will also be forced to cover all individuals, those with pre-existing health conditions inclusive. It is because of this fact that the administrative departments of the federal government have been said to have over-used their due power. The implications of the bill have been termed unconstitutional, not by one, but by up to 26 state supreme courts. Forcing the American people to comply with the bill will have to overcome many underlying constitutional barriers, given that the entire process is deemed to be dictatorial.

 

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